MEDICARE RESULTS

DATE OF BIRTH: Novemeber 17th 1980

You will be eligible for Medicare Part A and B on November 1, 2045. If you are not receiving retirement benefits from Social Security or the Railroad Retirement Board, and you want Medicare Part B to begin at age 65, you must apply for Medicare during the three-month period before you turn 65. If you apply the month you turn age 65 or later, your Medicare Part B start date will be delayed. To apply please visit or call your local Social Security office or call Social Security at 1-800-772-1213. Medicare Part A helps cover your inpatient care in hospitals, critical access hospitals and skilled nursing facilities. It also covers hospice care and some home health care. Medicare Part B helps cover your doctors’ services, outpatient hospital care, and some other medical services that Medicare Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Medicare Part B helps pay for these covered services and supplies when they are medically necessary. For more coverage information go to Your Medicare Coverage.
Most people don’t have to pay for Medicare Part A. You don't have to pay for Medicare Part A if you have worked for at least 10 years in Medicare-covered employment. If you don't meet this requirement, you may have to pay a premium for Part A. Please call Social Security at 1-800-772-1213, or contact your local Social Security office to apply.

Just before you turn 65 years old, you have to decide whether or not to enroll in Medicare Part B. You can sign up for Medicare Part B during your Initial Enrollment Period. Your Initial Enrollment Period begins August 1, 2045 and lasts until February 28, 2046. If you enroll during the first three months of your Initial Enrollment Period, your Part B coverage will start on November 1, 2045. If you wait until you are 65, or sign up during the last three months of your Initial Enrollment Period, your Part B start date will be delayed and your coverage will start one to three months after you enroll. Most people pay monthly for Medicare Part B. The premium for Medicare Part B is $110.50* in 2010. This monthly premium is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don't get any of these payments, Medicare will send you a bill for your Part B premium every 3 months.

If you choose not to sign up for Medicare Part B during your Initial Enrollment Period, you may sign up during the General Enrollment Period. This period runs from January 1st through March 31st of each year. During this time, you can sign up for Medicare Part B by calling Social Security at 1-800-772-1213 or by visiting or calling your local Social Security office. Your Medicare Part B coverage will start on July 1st of the year you sign up. The cost of Medicare Part B will go up 10% for each 12-month period that you could have had Medicare Part B but didn't take it. You will have to pay this extra amount as long as you have Medicare Part B.

Note: When you sign up for Medicare Part B, you automatically begin your Medigap (Medicare Supplement Insurance) open enrollment period. Once your Medigap open enrollment period begins, it can't be changed or restarted. For more details about Medigap policies, please visit Medigap Policy Basics.

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