Week 5
1. Individual Assignment: Identity Theft and Phishing IQ Tests
• Navigate to www.privacyrights.org.
• Take the following tests:
o Identity Theft IQ Test
• Are You at Risk for Identity Theft? Test Your "Identity Quotient"
___ I receive several offers of pre-approved credit every week. (5 points)
___ I do not shred the pre-approved credit offers I receive (cross-cut shredder preferred) before putting them in the trash. (5 points)
_10__ I carry my Social Security card in my wallet. (10 points)
___ I use a computer and do not have up-to-date anti-virus, anti-spyware, and firewall protection. (10 points)
___ I do not believe someone would break into my house to steal my personal information. (10 points)
___10 I have not ordered a copy of my credit reports for at least 2 years. (20 points)
___ I use an unlocked, open box at work or at my home to drop off my outgoing mail. (10 points)
__10 I do not have a P.O. Box or a locked, secured mailbox. (5 points)
___ I carry my military ID in my wallet at all times. (It may display my SSN.) (10 points)
___ I do not shred my banking and credit information, using a cross-cut “confetti” shredder, when I throw it in the trash. (10 points)
___ I throw away old credit and debit cards without shredding or cutting them up. (5 points)
10___ I use an ATM machine and do not examine it for signs of tampering. (5 points)
___ I provide my Social Security number (SSN) whenever asked, without asking why it is needed and how it will be safeguarded. (10 points)
___ Add 5 points if you provide it orally without checking to see who might be listening nearby.
___ I respond to unsolicited email messages that appear to be from my bank or credit card company. (10 points)
___ I leave my purse or wallet in my car. (10 points)
10___ I have my driver's license number and/or SSN printed on my personal checks. (10 points)
___ I carry my Medicare card in my wallet at all times. (It displays my SSN.) (10 points)
___ I do not believe that people would root around in my trash looking for credit or financial information or for documents containing my SSN. (10 points)
___ I do not verify that all financial (credit card, debit card, checking) statements are accurate monthly. (10 points)
Each one of these questions represents a possible avenue for an identity thief.
MY SCORE 50
Understanding Your Score:
100 + points - Recent surveys* indicate that 8-9 million people are victims of ID theft each year. You are at high risk. We recommend you purchase a cross-cut paper shredder, become more security-aware in document handling, and start to question why people need your personal data.
50-99 points - Your odds of being victimized are about average.
0-49 points - Congratulations. You have a high "IQ."
Keep up the good work and don't let your guard down now.
o
• Workplace Identity Theft Quiz
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•
• Are the Businesses You Frequent or Work for Exposing
You to an Identity Thief?
• Assign 1 point for each NO answer.
_1__ It conducts a criminal or civil background check before hiring employees who will have access to personal identifying information and screens cleaning services, temp services, and contractors.
___ It provides cross-cut paper shredders at each workstation or cash register area for the disposal of credit card slips, sensitive data or prescription forms.
___ It "wipes" electronic files, destroys computer diskettes and CD-ROMs, and properly removes any data from computers before disposal.
__1_ It uses an alternate number instead of a Social Security numbers (SSNs) for employee, client and customer ID numbers.
_1__ It requires its health insurance providers to use an alternate number rather than the SSN for employee ID numbers on health insurance cards.
_1__ It has trained designated staff about security procedures in sending sensitive personal data by fax, email or telephone.
___ It places photos on employee business cards for better identification and security.
___ It keeps all personal data about employees and customers in locked cabinets.
_1__ It stores sensitive personal data in secure computer systems with access restricted only to qualified persons with a legitimate.
___ It has implemented electronic audit trail procedures to monitor who is accessing what and enforces strict penalties for illegitimate browsing and access.
_1__ It has installed encryption and other data safeguards for workplace mobile computers, such as laptops and PDAs, that contain files with sensitive personal data.
_1__ It has trained employees in how to receive personal identifying information from customers and clients without jeopardizing their security. For example, pharmacists who do not ask you to repeat your SSN aloud in a busy store.
___ It has a policy of never selling or sharing data about employees or customers.
___ It never asks for more data than absolutely necessary. For example, a health club does not need a SSN nor does a vet really need your driver's license number.
___ It does not print full SSNs on paychecks, parking permits, staff badges, time sheets, training program rosters, lists of who got promoted, on monthly account statements, on customer reports, you name it.
___ It notifies customers and/or employees of computer security breaches involving sensitive personal information.
_1__ It has developed a crisis management plan that includes instructions to prevent identity theft if SSNs and/or financial account numbers are obtained illegitimately or in case sensitive employee or customer data is lost, stolen, or acquired electronically.
__1_ It has adopted a comprehensive privacy policy that includes responsible information-handling practices and has appointed an individual and/or department responsible for the privacy policy, one who can be contacted by employees and customers with questions and complaints.
MY SCORE 9
MailFrontier’s Phishing IQ Test
Thank you for taking the MailFrontier Phishing IQ test. Please see your test results and score below. MailFrontier is the ONLY Anti-spam, Anti-Fraud solution that can protect you from phishing emails.
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1. Microsoft Email Link
Legitimate ... CORRECT
2. PayPal Email Link
Fraud ... CORRECT
3. eBay Email Link
Legitimate ... INCORRECT
(The correct answer was Fraud)
4. US Bank Email Link
Legitimate ... INCORRECT
(The correct answer was Fraud)
5. PayPal Email Link
Legitimate ... CORRECT
6. Earthlink Email Link
Fraud ... CORRECT
7. Citibank Email Link
Fraud ... CORRECT
8. eBay Email Link
Fraud ... CORRECT
9. Paypal Email Link
Legitimate ... CORRECT
10. Visa Email Link
Fraud ... CORRECT
You got 8 out of 10 correct, or 80 %
*Dragonfly Eyes*
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